Begin your application in one of three ways


If you are a returning customer you can apply through your account.


Talk to your customer service rep about our simple in-store application.

Download the app

New customers can apply through our mobile app. Follow the apply now links on this site to begin.

We are a No Credit Needed lease-purchase option that helps you take home the items you want or need today!
The Lease-to-Own Program from Progressive can be a great way to get what you want right now. Progressive offers a simple lease program where you pay over time, and if you complete all lease payments or exercise an early purchase option, you will own the product(s).
Leasing is a convenient way to get the items you want now – without a big upfront payment or a long-term commitment. Progressive Leasing offers a great selection of retailers, affordable payments and flexible choices on how to own your merchandise.
1. Complete an application.
2. If approved, go shopping for leasable items.
3. Review, sign your lease, and make the initial payment.
4. Get your item(s) today or set up future delivery
Your approval is good for 90 days. If you have not signed a lease within 90 days, your approval expires, and you will have to reapply with Progressive. At some retailers, if you do not sign your lease that day, the order is cancelled. However, you can still create a new order if it is within the 90 days of your original approval.

To apply you will need

  • Social security number or ITIN
  • Bank account details
  • Credit or debit card
  • To be 18 years or older

Our application process is NO CREDIT NEEDED meaning that our decision to approve you for a lease is based on more than simply your credit score.

Once approved

Go shopping for leasable items at your store of choice.

Approvals are good for up to 90 days.

If you need to step away for any reason you can resume your application or finalize your lease at any time.

We look forward to doing business with you!